Author Archives: Josh Cohen

“To or through”: Unfortunately the decision isn’t so simple

Those of you who have followed the debate in the defined contribution industry around the appropriate allocation for target date funds at retirement know that the phrase “to versus through” has been used to describe two different philosophies on the … Continue reading

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Bringing retirement income front and center for defined contribution plans

Let’s cut to the chase–the ultimate objective for defined contribution plans is to provide financial security during retirement. Diversification: yes, that’s important. A well-designed, dynamic asset allocation strategy (glide path): also critical. Best-of-breed investment managers: another good idea. Still, at … Continue reading

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The challenges facing DC fiduciaries

Last week I was in sunny Florida at the Pensions & Investments East Coast Defined Contribution (DC) Conference taking part in an energetic conversation with other attendees about what should be done so that workplace investment programs can better help … Continue reading

Posted in Capital markets insights, Investing, Manager research | Leave a comment

Addressing Retirement

Last night, President Obama, in his State of the Union address, promoted strengthening the retirement system. This is on the heels of Vice President Biden’s Middle Class Task Force supporting some key retirement initiatives that have been brewing at the … Continue reading

Posted in Economy, Investing, Markets, Retirement | Leave a comment